Đã có CFA 2014 Study Notes và Curriculum 03 level

June 2014 CFA® Level I SchweserNotes™

Name
————————————————————————–
Book 1 Ethical and Professional Standards and Quantitative Methods.pdf
Book 2 Economics.pdf
Book 3 Financial Reporting and Analysis.pdf
Book 4 Corporate Finance, Portfolio Management, and Equity Investments.pdf
Book 5 Fixed Income, Derivatives, and Alternative Investments.pdf
————————————————————————–

Hình ảnh Bộ sách Study Notes Level 1 2014

 

June 2014 CFA® Level II SchweserNotes™

Name
———————————————————————————-
Book 1 Ethical and Professional Standards, Quantitative Methods, and Economics.pdf
Book 2 Financial Reporting and Analysis and Corporate Finance.pdf
Book 3 Equity Investments.pdf
Book 4 Alternative Investments and Fixed Income.pdf
Book 5 Derivatives and Portfolio Management.pdf

———————————————————————————-

Hình ảnh Bộ sách Study Notes Level 2 2014

June 2014 CFA® Level III SchweserNotes™

Name
——————————————————————————————————————————–
Book 1 Ethical and Professional Standards, Behavioral Finance, and Private Wealth Management.pdf
Book 2 Institutional Investors, Capital Market Expectations, Economic Concepts, and Asset Allocation.pdf
Book 3 Fixed Income Portfolio Management, Fixed Income Derivatives, and Equity Portfolio Management.pdf
Book 4 Alternative Investments, Risk Management, and Derivatives.pdf
Book 5 Trading, Monitoring, and Rebalancing; Evaluation and Attribution; and Global Investment Performance Standards (GIPS®).pdf
——————————————————————————————————————————–


Hình ảnh Bộ sách Study Notes Level 1 2014

Bản mềm: 100.000 VNĐ/ 1 Level gồm 5 book

Bản cứng: In đóng bìa cứng: 600.000 VNĐ/ 1 level gồm 5 book

Đọc rõ nét, không watermak (800 Mb/ 05 ebook)

 

Bộ Curriculum 2014 Của CFAI:

http://tailieuso.com/products/CFA-2014-Official-Curriculum-03-Level.html

danh muc CFa 2014 curriculum 03 levels

CFA curriculum 2014:

Level 1: 06 book; 01 DVD

Level 2: 06 book; 01 DVD

Level 3: 06 book; 01 DVD

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Tổng hợp: Tài liệu, đề thi, câu hỏi, kiến thức cho Ứng viên ngành Ngân Hàng, tài chính (Bản cập nhật 2011)

Tổng hợp: Tài liệu, đề thi, câu hỏi, kiến thức cho Ứng viên ngành Ngân Hàng, tài chính

Dung lượng: 500 Mb – 1 CD

Giá: 100.000 VNĐ

Thanh toán: Trực tiếp, Chuyển khoản, hoặc qua thẻ điện thoại.

Liên hệ: Hải 0988674911

1. Nội dung CD:

  1. Tuyển tập bộ đề thi các ngân hàng từ năm 2008 – 2011

Danh sách đề thi:

  • Đề thi mới cập nhật

290 cau hoi kinh te vi mo tuyen dung vao ngan hang -co dap an.doc

4 dang bai tap nghiep vu thi tuyen vao ngan hang.doc

Bank_Clerk_Computer_Exam.pdf

Cafe[2011]De-thi-IQ-Tinhoc-Lien Viet Bank 2011.pdf

Cau hoi KT trac nghiem tin dung Sacombank 2010.docx

Cau hoi phong van tai Seabank.doc

Cau hoi trac nghiem thi vao ngan hang co dap an va giai thich.docx

Cau hoi trac nghiem vi tri TTQT co dap an.docx

De GDV LienvietBank 2011.doc

De GDV ngan hang 2010.doc

De nghiep vu the Vietinbank.doc

De nhan su MilitaryBank.doc

De TD NHPTN.pdf

De TD VietcomBank 2008.doc

de thi  tuyen vao NH.doc

De thi Anh Van Ngan Hang.pdf

De thi GDV Dai A 2009.doc

De thi GDV LienVietBank 2009.doc

De thi Ke toan Agribank 2008.doc

De thi ke toan cua Agribank.docx

De thi Ke toan NH Bac A 2010.doc

De thi ke toan VietInbank.doc

De thi MB va EXIM Hai Phong 31-05-2011.docx

De thi nghiep vu thanh toan quoc te Eximbank.docx

De thi Nghiep vu thanh toan quoc te ngay 2-10-2010 BIDV HCM.doc

De thi Nghiep vu the MSB.doc

De thi Nghiep vu Tin dung Vietinbank 06-2011.docx

De thi nghiep vu vietinbank 31-07-2011.docx

De thi QHKHDN SHB 13-08-2011.docx

DE THI SO 1.TTQT_VIETINBANK.2011.pdf

DE THI SO 2_VIETINBANK.2011.pdf

DE THI SO 3 TTQT_VIETCOMBANK.pdf

De thi TD ACB 2009.doc

De thi TD Bac A 2009.doc

De thi TD BIDV 2009.doc

De thi TD LienViet 2009.doc

De thi TD MSB 2009.doc

De thi TD Sacombank.doc

De thi TD SHB 2009.doc

De thi TD VPBank.doc

De thi tham dinh gia Eximbank-15-7-2011.doc

De thi Tin Dung Exim bank.jpg

De thi tin dung MBT5-2009.pdf

De thi Tin dung vao NH Nong nghiep 24-10-2010.docx

De thi tin dung vao VietinBank ngay 31-07-2011.docx

De thi tuyen ABbank vi tri chuyen vien quan he KH 08-2010.docx

De thi vao Agribank 2011.pdf

De thi vao Agribank.pdf

De thi vao Military Bank – can bo nhan su.docx

de thi vao NH.doc

De Thi vao TMCP Sai Gon 25-09-2011.docx

De thi vi tri Chuyen vien dinh gia va quan ly tai san Habubank.docx

De thi vi tri Giao dich cua mot Ngan hang TMCP.docx

De thi vi tri Quan ly tin dung Ngan hang An Binh ngay 04-08-2011.docx

De_thi_CV_QHKH_MB_17_2_2011.pdf

De_thi_KienLongBank_gan_FULL_Kinh_nghiem_thi_VIB_tailieuso.com.pdf

De_thi_tham_dinh_vao_MB_7_9_2010_tailieuso.com.pdf

De_thi_tieng_Anh_vao_Vietinbank-5-12-2010_tailieuso.com.pdf

De_thi_Tin_dung_BIDV_12-2010_tailieuso.com.pdf

De_thi_tuyen_NHPT Nha DB SCL 2011 tailieuso.com.pdf

De_thi_tuyen_NHPT Nha DB SCL.pdf

De_thi_tuyen_NHPTN.pdf

De_thi_tuyen_vi_tri_tin_dung_BIDV_24_7_2010.pdf

Dethi_CVQHKH_vaHotro_TDvaoMB7-9-2010.pdf

DethiKSNBEximbank-CNCanTho-12-8-2011-tailieuso.com.pdf

de-thi-tin-dung-ngan-hang-cong-thuong.jpg

De thi cua ngan hang Dong A DAB ADB.doc

de-thi-tin-dung-ngan-hang-cong-thuong-page2.jpg

Eng test in Bank.pdf

De thi cua ngan hang Dong A DAB ADB

Huong dan on Thi tuyen vao HSBC.doc

mau de thi tin dung.doc

Mot so cau hoi On thi vao Ngan hang Thuong mai.docx

MOT SO DE THI VA CAC DANG CAU HOI VAO CAC NGAN HANG.doc

On thi Tai Chinh Tien Te – Chuyen vien NHNN.doc

On thi TC Tien Te – Chuyen vien NHNN.pdf

phong van.doc

SCB 2011.docx

Tong hop de thi TD Sacombank 2011.DOC

BIDV.pdf

Nghiep vu the Vietinbank (nghoangvan137.blogspot.com).pdf

de_thi_td_sacombank_3666.pdf

De_thi_tin_dung_SHB_30_7_2010

tonghop-cac-dang-cauhoi-dethitindung.doc

GDV_SCB_9-2011.pdf

DethitindungvaoMB05_09 tailieuso.com.pdf

Giai_de_thi_tin_dung_vao_MB_05_2009 tailieuso.com.pdf

De thi Tieng Anh vao Ngan hang TMCP Hang Hai.docx

De thi Tieng Anh vao Vietinbank tai HCM ngay 31-07-2011.docx

De-thi-IQ-Tinhoc-LVB

Cau_hoi_IQ_va_dap_an_kem_theoViettel.pdf

De-thi-IQ-Tinhoc-LVB.pdf

IQ Nong nghiep.pdf

  • Đề thi phân theo nghiệp vụ

Đề cương ôn thi Vietinbank 2010

KysuTinhocCN.pdf

NghiepvuHuydongvon-Tindung-KHCN.pdf

NghiepvuKetoan.pdf

Nghiepvuketoanthe.pdf

NghiepvuMarketingThe.pdf

NghiepvuTindung-Huydongvon-KHDN.pdf

NghiepvuTindung-QlNoCoVande-RRTN.pdf

NghiepvuTTKQ.pdf

Chuyen tien.pdf

danh cho Ke toan SGD.pdf

DC on tap NHDT 05-04-10.pdf

De cuong on cho TTT.pdf

De cuong on tap ng v QLRR 2010 _2_.pdf

decuongMarTTT.pdf

ISO.pdf

Kinh doanh ngoai te.pdf

Kythuat.pdf

Ngan hang dien tu.pdf

Nghiepvuketoan.pdf

NghiepvuMarketing.pdf

QLRR.pdf

Tai tro thuongmai.pdf

Vietinbank_de_cuong_thi_sat_hach_ky_su_CNTT.doc

Vietinbank_de_cuong_thi_sat_hach_tin_hoc_van_phong.doc

Vietinbank_decuongTTT.doc

Vietinbank_Tai_lieu_quan_tri_cong_ty_dai_chung_17_page.pdf

Vietinbank-Noi_dung_on_tap_p.KT_2009.doc

De thi tong hop

17-Bank-Exam-Solved-Question-PapersAns.pdf

51 cau hoi trac nghiem vao ngan hang.doc

Bank-Exam-Model-Question-PapersAns.pdf

d? cuong ôn t?p nghi?p v? k? thu?t t?i Trung tam the.doc

Ð? CUONG ÔN THI NGHI?P V? MARKETING TH? – ÁP D?NG Ð?I V?I TTT.doc

Ð? cuong thi sát h?ch k? su CNTT.doc

Ð? cuong thi sát h?ch tin h?c van phòng.doc

De thi Tin hoc tong hop tu nhieu NH.doc

De_thi_nghiep_vu_tin_dung_lienvietbank.doc

De_thi_tuyen_NHPT Nha DB SCL.pdf

De_thi_tuyen_NHPTN.rar

De_thi_vao_VP_bank.doc

DethivaoAgribank.pdf

Thi tuyen vao BIDV 2009.doc

Thi_tuyen_vao_HSBC.doc

Tin_dung_Eximbank-2008.doc

Tin_dung_VPbank-2007.doc

Tong_hop_cac_cau_IQ_va_trac_nghiem_nang_luc_vao_NH.doc

Dich vu khach hang, tu van tai chinh

De thi chuyen vien Ho tro Tin dung & chuyen vien QHKH cua MB 2010.doc

de thi trac nghiem danh cho vi tri chuyen vien tin dung doanh nghiep va chuyen vien ks & ho tro tin dung doanh nghiep ..

De thi vao Anbinhbank 2009.doc

de thi vao chuyen vien tu van tai chinh.doc

de thi vao SCB.doc

Thi vao chuyen vien ho tro khach hang cua Ngan hang.doc

Tiếng Anh

1081CFAEXAMlv1-tailieuso.com.pdf

17-Bank-Exam-Solved-Question-PapersAns.pdf

4dangdethiAnhvanvaoNH.pdf

54cautestIQtiengAnhvaoNH.pdf

Bank-Exam-Model-Question-PapersAns.pdf

Giao dịch viên

Cau hoi phong van tai Seabank.doc

De thi giao dich vien cua SCB 2009.doc

De thi giao dich vien MB thang 4 2010.doc

De thi giao dich vien ngan hang 5 – 2009.doc

De thi giao dich vien Ngan hang Hang hai – Maritimebank (02-08-2009).doc

De thi giao dich vien ngan hang TMCP Xang dau Petrolimex – PGB 2010.doc

De thi giao dich vien tai NH Dai A (9-2009).doc

De thi giao dich vien vao GP bank 2-2010.doc

De thi giao dich vien vao VIB 2009.doc

De thi ngheip vu giao dich vien tai Lienvietbank 5-2008.doc

De thi tuyen GDV Lienvietbank 5-6-2010.doc

Hanh chinh nhan su

De thi vao Military bank – vi tri can bo nhan su 6-2009.doc

HNHCHN~2.DOC

to chuc dieu hanh cong so.doc

Kế toán

De thi ke toan cua NH Bac A 2009.doc

De thi ke toan tai vietinbank  7-2009.doc

De thi ke toan vao Agribank 2008.doc

De thi ke toan vao NH bac A 9-2009.doc

De thi tuyen vao lam ke toan ngan hang.doc

Luận văn ngân hàng

Danh gia dich vu thanh toan theo phuong thuc tin dung chung tu doi voi LC nhap tai NH Cong Thuong chi nhanh DN.doc

MOT SO BIEN PHAP NANG CAO KET QUA HOAT DONG CHO VAY DOI VOI CAC DOANH NGHIEP NGOAI QUOC DOANH TAI NHSGTT DA NANG.doc

Mot so giai phap nham day manh tang cuong huy dong tien gui tiet kiem tai NH A Chau DN.doc

MOT SO KIEN NGHI NHAM NGAN NGUA VA HAN CHE RUI RO TRONG LINH VUC DAU TU TIN DUNG.doc

MOT SO Y KIEN NHAM HOAN THIEN CHINH SACH KHACH HANG.doc

Phan tich tinh hinh cho vay ngan han doi voi doanh nghiep ngoai quoc doanh.doc

Phan tich tinh hinh kinh doanh ngoai te tai NHNo&PTNT Thanh pho Da Nang giai doan 2002-2003.doc

Nhân viên IT, Kỹ thuật

De thi Banking Test vi tri nhan vien IT.doc

De thi nghiep vu the cua Vietinbank2-2009.doc

De thi nghiep vu the vao Maritime bank NH Hàng H?i 9-2009.doc

Kinh nghiem thi tuyen, phong van

8 sai lam can tranh trong cong viec dau tien.doc

acb trong toi.pdf

Ban CV mang phong cach.doc

Bi quyet apply vao VIB.doc

Cac cau hoi thuong gap khi phong van tai cac Ngan hang.doc

Cac ky nang can thiet khi lam o Ngan hang.doc

Cac nghiep vu co ban cua ke toan giao dich o NH.doc

Cac thu thuat  de phong van thanh cong.doc

CHUONG TRÌNH ÐÀO T?O CHUYÊN VIÊN TÍN D?NG –B?C CO B?N cac san pham ngan hang.ppt

Cong viec cua mot giao dich vien ngan hang.doc

Cung kham pha ngan hang quaSparknotes.doc

De biet muc luong nha tuyen dung co the tra cho ban.doc

Di phong van tai VPBank.doc

Di thi tuyen dung Ngan hang Techcombank.doc

khach hang va chat luong DV tailieuso.com.ppt

Kinh nghiem lam bai thi vao cac ngan hang.doc

Kinh nghiem thi cu vao Ngan hang.doc

Kinh nghiem thi tuyen vao Mobilefone.doc

Kinh nghiem thi tuyen vao Techcombank.doc

Ky nang lam viec theo nhom.doc

Ky su thi tuyen vao Agribank.doc

lam viec theo nhom tailieuso.com.ppt

Meo su dung ngon ngu co the trong buoi phong van.doc

Mo ta cong viec cua cac vi tri chuyen vien Techcombank.doc

Ngan hang cau hoi phong van.doc

ngan hang va rui ro trong ngan hang -tailieuso.com.ppt

Nghe ngan hang.doc

Nhung cau hoi phong van va cach tra loi mau.doc

Nhung cau hoi phong van.doc

Nhung_cau_hoi_hoc_bua_trong_phong_van.rar

Noi dung hti Tin dung vao ACB.doc

Pham chat va ky nang quan trong nhat cua can bo tin dung ngan hang.doc

Thi tuyen vao BIDV.doc

Thi tuyen vao Maritimebank – Nhung dieu can biet.doc

Thi tuyen vao ngan hang TMCP Quoc te.doc

thi tuyen vi tri chuyen vien quan he khach hang Techcombank.doc

thi vao chuyen vien ho tro khach hang cua ngna hang.doc

Tim hieu phan hoi cua khach hang_Nhat tailieuso.com.ppt

Toi den tu ACB.pdf

Xu huong thi tuyen vao cac ngan hang.doc

Tin dung

Can bo tin dung VP bank.doc

De thi chuyen vien Ho tro Tin dung & chuyen vien QHKH MB (04-04-2010).doc

De thi chuyen vien ho tro tin dung VIB Viet Tri (tháng 6-2010).doc

De thi EXIMBANK nghiep vu tin dung (20-6-2010).doc

De thi nghiep vu tin dung  Lienvietbank 17-07-2010.doc

De thi nghiep vu tin dung ACB 10-10-10.doc

De thi nghiep vu tin dung cua BIDV (6-6-2009).doc

De thi nghiep vu tin dung tai LienVietbank (5-2008).doc

De thi nghiep vu tin dung vao SHB (30-7-2010) (Full).doc

De thi nhan vien tin dung Eximbank (27-6-2009).doc

De thi nhan vien tin dung vao (22-8-2010).doc

De thi TD Sacombank.doc

De thi tin dugn vao Sacombank nam 2009.doc

De thi tin dung cua NH Dai A (9-2009).doc

De thi tin dung Eximbank 05-11-2008.doc

De thi tin dung tai SHB Ha Noi – 15-11-2009.doc

De thi tin dung vao MB MB (05-2009).doc

De thi tin dung vao ngan hang SHB.doc

De thi tin dung vao NH Bac A (9-2009).doc

De thi tin dung vao Vietinbank (2009).doc

De thi tuyen tin dung BIDV khu vuc Bac mien Trung (24-07-2010).doc

De thi vao chuyen vien tin dung ngan hang SHB Da Nang.doc

De thi vao ngan hang  VPBank.doc

De thi vao ngan hang hang hai(10-2009).doc

De thi vao VPBank (17-4-2010).doc

De thi vi tri nhan vien tin dung vao HD bank (1-3-2010).doc

De thi vi tri tin dung vao Vietinbank (8-8-2010).doc

De_thi_tuyen_vi_tri_tin_dung_BIDV_24_7_2010.doc

DethitindungvaoMB05_09.pdf

Mot so cau hoi trac nghiem tin dung.doc

On thi vao ngan hang nha nuco.doc

TracnghiemDethinghiepvuTindung.doc

Trợ lý giám đốc

Answers_Sheet.pdf

bai thi mau tuyen vi tri tro ly giam doc ngan hang.doc

Bank_Clerk_Computer_Exam_Correct_Answers_tailieuso.com.vn.pdf

Bank_Clerk_Computer_Exam_tailieuso.com.vn.pdf

  • Tài liệu, giáo trình, hướng dẫn

Giao trinh thi truong ck

Ke Toan Ngan Hang

Chuong 1. Tong Quan Ve Ke Toan Ngan Hang.doc

Chuong 10. Ke Toan Von va Chi Phi – Thu Nhap cua NHNN.doc

Chuong 11. Ke Toan Thanh Toan Von Giua Cac Ngan Hang va Bao Cao Ke Toan – Tai Chinh Ngan Hang.doc

Chuong 12. Bao Cao Ke Toan – Tai Chinh Ngan Hang.doc

Chuong 2. Ke Toan Nguon Von Hoat Dong Cua NHTM.doc

Chuong 3. Ke Toan Nghiep Vu Tin Dung va Dau Tu Tai Chinh.doc

Chuong 4. Ke Toan Nghiep Vu Ngan Quy va Cac Hinh Thuc Thanh Toan  Khong Dung Tien Mat.doc

Chuong 5. Ke Toan Nghiep Vu Kinh Doanh Ngoai Te va Vang Bac.doc

Chuong 6. Ke Toan Nghiep Vu Thanh Toan va Tin Dung Quoc Te.doc

Chuong 7. Ke Toan Tai San Co Dinh va Cong Cu Lao Dong.doc

Chuong 8. Ke Toan Thu Nhap – Chi Phi va Ket Qua Kinh Doanh.doc

Chuong 9. Ke Toan Nghiep Vu NHNN.doc

LOI NOI DAU.doc

Phu luc.doc

TLTK.doc

Ngan hang thuong mai

Chapter 1_Overview of Financial Market.ppt

Chapter 1_Tong quan ve NHTM.ppt

Chapter 1_Tong quan ve NHTM_2.ppt

Chapter 2_Nghiep vu huy dong von (updated 17_01_2011.ppt

Chapter 2_Nghiep vu huy dong von.ppt

Chapter 2_Overview of Stock Market.ppt

Chapter 3_Joint Stock Company.ppt

Chapter 3_Nhung van de chung ve tin dung.ppt

Chapter 4 – Goods of FM.ppt

Chapter 4_Nghiep vu cho vay doi voi khach hang DN.ppt

Chapter 5 – Stocks Exchange.ppt

Chapter 6 – Stocks Analysics.ppt

Giao-trinh-quan_tri_ngan_hang_dhcantho.pdf

Phân tích tài chính

Bai giang phan tich tai chinh.pdf

Quản trị học

Chuong_1_-_Tong_Quan_ve_Quan_Tri_Hoc.ppt

Chuong_2_-_Ly_Thuyet_Quan_Tri.ppt

Chuong_3_-_Moi_Truong_Kinh_Doanh.ppt

Chuong_5_-_Quyet_Dinh_Quan_Tri.ppt

Chuong_6_-_Hoach_Dinh.ppt

Chuong_7_-_To_chuc.ppt

Chuong_8_-_Lanh_dao.ppt

Chuong_9_-_Kiem_Tra.ppt

Giao trinh Quan tri hoc Dai cuong.doc

Giao trinh Quan tri hoc Dai cuong.pdf

Tài chính ngân hàng

Chuong 1_Tong quan ve tai chinh.ppt

Chuong 2_Ngan sach nha nuoc.ppt

Chuong 3_Tai chinh doanh nghiep.ppt

Chuong 4_Thi truong tai chinh.ppt

Chuong 5_Tai chinh quoc te.ppt

GIAO TRINH THI TRUONG TAI CHINH.doc

GIAO TRINH THI TRUONG TAI CHINH.pdf

Tai Tro Du An

Bai giang TTDA – Chuong 3.PPT

Bai giang TTDA .PPT

giao_trinh_tai_tro_du_an_tailieuso.com.doc

Tham Dinh Du An Dau Tu

Kiem-soat-noi-bo

1-Banking Supervision I-rev-Viet-rev.ppt

2-Banking Supervision II-rev-Viet.ppt

3-Banking Supervision III-Viet.ppt

4-Banking Supervision IV-Viet.ppt

5-IRR August 2010-Viet.ppt

6-FX_slice_sua-Viet.ppt

  1. Nhan thuc ve kiem soat.pdf
  2. Audit process.xls
  3. Copy of Risk_and _Audit_universe.xls
  4. Implementation v1.0.xls
  5. Implementing risk based internal audit.pdf
  6. Introduction Excel2_0.xls
  7. Performance manual – the audit process.doc
  8. Risk based internal audit.pdf

Kiến thức cơ bản

1Gioi thieu giao dich lien tuc.pdf

BAI TAP CHIET KHAU GIAY TO CO GIA.doc

BAI TAP DINH GIA.doc

BAI TAP NGHIEP VU NGAN HANG THUONG MAI.doc

BAI TAP PHAN TICH CO BAN 2.doc

BAI TAP TAI CHINH TIEN TE.doc

BAI TAP VA BAI GIAI CHUONG 6_DINH GIA CHUNG KHOAN TAILIEUSO.com.ppt

bai_giang_chuyen_de_ngan_hang_thuong_mai__7097.pdf

bai-tap-NGHIEP VU NGAN HANG THUONG MAI.doc

BAO CAO TTCK2009 VA DU BAO NAM 2010.pdf

Cam_nang_tin_dung_sea_bank_tailieuso.pdf

CASE STUDY MON NVNHTM.doc

chung_khoan_tailieuso.com.rar

GIAI BAI TAP TIN DUNG NGAN HANG.doc

Luatchungkhoan.doc

Minh hoa chuc nang tao tien cua NHTM.doc

Ngan-hang-thuong_mai_2011.pdf

thi truong quyen chon – Option Contracts.ppt

TTCK – KIEN THUC CO BAN (Saga.com).pdf

luat-ngan-hang

Cac van ban luat lien quan den ngan hang.docx

20102005Thong tu 13.pdf

20102709 – Thong tu 19.pdf

ND83 – Dang ky giao dich dam bao.doc

QD 18 thay the 493-2005.doc

Quyet dinh 1627-QCheCVay.doc

Quyet dinh 457 tailieuso.com.pdf

Quyet dinh 493.doc

Ngoaithuong

Cac buoc thuc hien hop dong ngoai thuong.docx

Cac thuat ngu trong Bill of lading.docx

Cac loai chung tu va phuong tien tin dung dung trong hop dong ngoai thuong.docx

Cau-mau-bill-of-lading

Nhung rui ro thuong gap trong thanh toan quoc te doi voi nha nhap khau.docx

phan_loai_lc.zip

Quanly-ruiro

Board of directors and senior management.pdf

Credit risk.pdf

Internal controls.pdf

Internet banking and technology risk management.pdf

market risk.pdf

Objectives and Scope.pdf

nhan_dang_rui_ro_tin_dung_1251.pdf

Basel – SBV – cac thong le tot  nhat ve quan ly thanh khoan.pdf

Basel 2 – SBV – giam sat rui ro thanh toan trong giao dich ngoai hoi.pdf

Basel 2- SBV – cac nguyen tac giam sat rui ro trong ngan hang dien tu.pdf

Du+thao+thong+tu+QLRR – SBV.doc

SBV- Cac nguyen tac co ban giam sat ngan hang.doc

Tong quat ve quan ly rui ro trong ngan hang.pdf

QUYTRINH TINDUNG DOANHNGHIEP.pdf

QUY TRINH TD DN BIDV\BIEU MAU

MAU  1 – Giay de nghi vayvon,baolanh-thamtra.doc

MAU 1.1 – Don de nghi phat hanh thu tin dung – thamtra.doc

Mau 1.2 – Don de nghi sua doi thu tin dung.doc

Mau 1.3 – De ghi ky hau – BL nhan hang.doc

MAU 1.4a – don kiem HD CK co truy doi.doc

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MAU 2.12 – De xuat sua doi LC – BL nhan hang.doc

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MAU 2.2 – BC tin dung VLD-thamtra.doc

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MAU 3 – Bao cao tham dinh rui ro-thamtra.doc

MAU 4.1 – To trinh giai ngan – cho vay theo mon  han muc-thamtra.doc

MAU 4.2 – To trinh giai ngan – bao lanh theo mon  han muc-thamtra.doc

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MAU 4.4 – To trinh mo LC.doc

MAU 4.5 – To trinh ky hau van don – BL nhan hang.doc

MAU 4.6 – To trinh sua doi LC.doc

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MAU 6 – BC tham tra BCTHX – P TTQT.doc

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PHU LUC VI- HUONG DAN DANH GIA PA.doc

PHU LUC VII -HD THAM DINH DAU TU.doc

PHU LUC VIII – TAO LAP KHOAN VAY.doc

Tham dinh

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Tin-dung

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giai_phap_nang_cao_chat_luong_tin_dung_tai_ngan_hang_chinh_sach_xa_hoi_tinh_nam_dinh_7589.doc

han_muc_tin_dung_7036.pdf

luan_van_30062008_doc_2528_Th?c tr?ng r?i ro tín d?ng t?i ngân hàng thuong m?i c? ph?n Á Châu.pdf

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nckh_8045_Nghiên c?u khoa h?c – marketing ngân hàng – th?c tr?ng và gi?i pháp.doc

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phan_biet_cho_vay_tung_lan_va_cho_vay_theo_han_muc_tin_dung_6953.doc

thuc_trang_va_giai_phap_nang_cao_hieu_qua_sd_the_atm_8563.doc

Tong-quan-nghiep-vu-huy-dong-von-tailieuso.com.ppt

BAI7QUANTRIVONTUCO.ppt

cau hoi.doc

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Tai Lieu NVNHTM.pdf

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Đề thi Tiếng Anh vào các ngân hàng


ĐỀ SỐ 1

SECTION 1: Language usage (30 marks)
Circle the correct answer

1. In the long term ……….. is due to increase in the price of raw materials. This is the situation where prices rise to keep up with increased production cost.
a. devaluation b. inflation c. recession d. crisis
2. In a accordance with our usual terms, payment will be by …………This is a letter from a bank authorizing payment of a certain sum to a person or a company.
a. cheque b. banker’s draft c. letter of credit d. cash on delivery
3. We enclose our ……….., which is a formal request for payment.
a. receipt b. quotation c. commercial invoice d. bill of lading
4. The industry and construction ……….. is facing difficulties due to low efficiency and competitiveness.
a. set b. sector c. section d. part
5. It is complained that the Telephone and Post Communicatios Company is operating in a very favourable environment without any ………..
a. monopoly b. fluctuation c. promotion d. competition

6. We are proud of the very high level of services we offer and are accustomed to organizing conferences ……….. two thousand delegates.
a. out of to b. of up to c. from up to d. up from to
7. Sofitel Plaza Hotel has an excellent range of facilities and no doubt you will be aware ………. the fact that the local area is rich in cultural interest.
a. for b. to c. of d. about
8. When we receive your bank confirmation of L/C, your order will be made ………..
a. for b. over c. up d. with
9. Impex is an international company which deals ………. a wide variety of goods.
a. for b. in c. of d. about
10. A fall in prices can result in serious difficulties to many producers and may cause them to go ……….. business completely.
a. through b. out c. out of d. into

11. The MD asked Mr. Green ………..
a. that he had finished the report b. whether he had finished the report
c. had she finished the report d.if had he finished the report
12. The MD also wanted to know ………….
a. when Mr. Green will submit that report b. when would Mr. Green submit the report
c. when will Mr. Green submit the report d. when Mr. Green would submit the report
13. Would you like ………. coffee? Yes, please.
a. any b. the c. 0 d. a
14. The goods in this catalogue are of …………. excellent value. I am going to order some.
a. the b. 0 c. an d. a
15. The Sales&Marketing Department will be divided into two …………, a new Management Services Department will be created.
a. Furthermore b. Therefore c. Although d. Otherwise

16. …………the launch date is due, the new product is not ready yet. So, the shopfloor workers are working hard now.
a. Nevertheless b. However c. Although d. Inspite of
17. Fluctuation in exchange rates causes instability. …….., it makes forecasting more difficult.
a. In addition b. So c. In order that d. So that
18. Producing new software is not necessarily expensive, ……… innovations in computer hardware certainly involve massive costs.
a. where b. whereas c. when d. as
19. Mr. Green , …………..is an experienced businessman is very eager to expand his business in the Middle East.
a. which b. that c. who d. b & c
20. One of the accidents they had was pretty serious. A workman ………..20 feet above the ground when he suddenly fell.
a. was working b. worked c. has been working d. has worked

21. The number of overseas Vietnamese going home ……… by 8.9% this year.
a. increases b. is increasing c. has increased d. increased
22. The Bank’s loan terms are better than those on hire purchase, so I …… ……… the bank loans.
a. am choosing b. had chosen c. was choosing d. will be choosing
23. My boss has come in and ………. you in a few minutes.
a. would see b. has seen c. will see d. is going to see
24. Next week, John is going home for Christmas. He hopes his family ………….. at the airport.
a. will have waited b. have been waiting
c. will be waiting d. are waiting
25. Could you tell Mr. Blake that Mr. Ali is here? He ………. me.
a. will expect b. was expecting c. is expecting d. has expected

Complete each sentence with the correct from of the word in brackets.
26. (BENEFIT) The new salary scheme is ……….to all staff.
27. (COMMERCE) Ho Chi Minh City is the biggest ……. center in the country.
28. (RELATIVE) The risk of investing in durable goods is ……..low.
29. (VARY) Prices have not shown much …………this year.
30. (MANAGE) Good …………should be capable of leading as well as managing.

SECTION 2: Language use (70 marks)
2.1 Choose ONE suitable word for each sentences from the list below (20 marks)

measurable deteriorate goods money factors
payments decrease production capital economy
resources companies value available risk

1. As they ……… easily, perishables must be placed on the market as quickly as possible.
2. Foreign direct investment(FDI) has significantly contributed to the performance of the ……….
3. FDI projects account for 12% of GDP and 35% of industrial ……….
4. More than 2,500 FDI projects have been licensed with a total ……… of 40 billion dollars.
5. Economics studies how society uses its scarce ………… to produce goods and services.
6. Money is used to save for the future; it is a store of ………….
7. Providing capital for a business always involves an element of …………
8. Entrepreneurs control and co-ordinate various ………. of production.
9. The econnomist is only interested in services which are ………… in terms of money.
10. Changes in prices result in changes in the quantity of a particular commodity ………… to consumers.

2.2. Reading comprehension (30 marks)
Read the passage below and then do the tasks that follow

It seems easy to say that you are employed if you work for somebody else and you are self – employed if you work for yourself! But life isn’t quite so simple. Being self-employed is not restricted to people who run their own business, in the physical sense of owning property and stock and perhaps employing their own staff. A great number of people work from home in a wide range of occupations and many of them are classed as self-employed. Examples are the hairdresser who has set up shop in one room of the house, the freelance book-keeper who does the accounts for other small businesses, the woman who holds clothing or Tupperware parties, and the artist who takes on freelance work from various publishing companies.

People who work on a freelance basic “hire out” their skills to anyone who will pay them. A freelance photographer, for instance, may either be contracted to do a specific job for a newspaper or may even take photographs of events on the change that he/she can sell them.

The number of people in Britain who are classed as self-employed rose by 52% between 1981 and 1991 from 2.2 million to 3.3 million people – and most of them work on their own (i.e. they do not employ other people) in many cases these are people who have been faced with redundancy and who have used their savings or their redundancy payments, or taken advantages of one of the government schemes to set up on their own.

Circle the correct answer
11. Which of the following suggestions is a suitable title for the passage?
a. Self – employment b. Employed or self – employed?
c. The UK employment market d. Types of employment
12. A self-employed person
a. has to carry out instructions b. works for several employers
c. is paid a wage or salary d. is own employer
13. The passage suggests
a. The pattern of employment is not varied in the UK
b. If you are in a job, you will have it forever.
c. It is standard practice for many people in the UK to leave school and work for themselves.
d. In the UK people can either have the opportunity or the finances to start in business for themselves

What does each of the following underlined word/phrase refer to?
14. “……..and many of them are classed as self-employed.” (Paragraph 1)
15. “by 52% between 1981 and 1991 from 2.2 million to 3.3 million people – and most of them work on their own.” (paragraph 3)

Which words in the passage mean the following?
16. jobs……….
17. to classify ………..
18. state of being no longer needed for any available jobs ……..

Fill in each blank with ONE suitable word from the passage
19. ……………..becomes more popular among mothers of young children as they don’t have to work the standard 8 a.m to 5 p.m a day.
20 . Self – employed may ………..other people to help them with their business.

2.3. Writing (20 marks)
Read this invitation card and write a short description of the Book Fair for a brochure

INVITATION TO 2002 BOOK FAIR
Youth Cultural Centre
Exhibition of Books in Vietnamese and foreign languages
Free copies of catalogues
Free use of Internet

Publishers from over the country and Oxford University Press
21 – 28 February, 2002

ĐỀ SỐ 2
SECTION 1: Language usage (30 marks)
Circle the correct answer

1. We believe communication channels within the company will be simplified, …….. our decision making will be more streamlined.
a. in order to b. so c. so that d. that
2. No holiday booking will be accepted ……..it is accompanied by the necessary deposit.
a. if b. whether c. unless d. when
3. More men than women are self-employed ………..this type of work is also popular among mothers of young children.
a. however b. although c. nevertheless d. inspite of
4. Travel Services is expanding its business to Vietnam, …………..is a fast growing market.
a. which b. who c. that d. 0
5. Coca-Cola employees enjoy high salaries. ………….., they can claim traveling expenses.
a. In addition b. however c. Therefore d. So that

6. After considering the advantages and disadvantages of the trip to Chicago, Mr Green wants to revise his …………….
a. plan b. agenda c. itinerary d.list
7. Exports of the company ………..of natural gas, cotton, and textiles.
a. include b. has c. consist d. compose
8. ………………of currency is American dollar.
a. unit b. money c. measure d. device
9. There is a very rapid growth in the computer and data processing market, especially in the banking
a. section b. sector c. part d. department
10. A group of certain companies …………the market when they have completely controlled over particular commodities.
a. corner b. advertise c. monopolize d. motivate

11. We are planning ……………series of travel talks on different holiday resorts. The first talk is called “Discover Vietnam”
a. the b. a c. an d. 0
12. The sign on the door says “……………..set menu lunch will be available from 12:30p.m. we hope you will be able to attend”
a. the b. a c. an d. 0
13. The sponsorship will be ………….those employees with good records of work.
a. for b. on c. with d. in
14. The enclosures should be attached ……………..the letter.
a. to b. for c. with d. in
15. Alison has finished her project ………..personnel management.
a. in b. about c. to d. on

16. The clerical staff will use the desk top system ………………word processor.
a. like b. same as c. as d. similar to
17. The Us dollar has risen ……………..Vietnamese dongs.
a. to b. by c. against d. opposite
18. Multinational companies ……………. rapidly since World war 2, and today some have operations in more than 100 countries.
a. were growing b. have grown c. had grown d. grew
19. A huge explosion caused extensive damage last night in the new multi-million dollar factory of Perfecta Ltd, the well-………… ladies’ fashion designers.
a. know b. known c. knew d. knowing
20. “I am sorry Mr. Dent will not be able to see you tomorrow. He …………… a meeting 9:30 tomorrow.
a. will attend b. is attending c. is going to attend d. attends

21. Travel Services is discussing …………… an office in Vietnam to expand their business in South East Asia.
a. to open b. the opening c. opening d. opened
22. Tourists are strongly recommended ………. travel insurance for the period of their journey.
a. the taking out b. to take out c. to be taken out d. taking out
23. The manager is interested to know ……….
a. if staff are happy with the new arrangements at work.
b. whether are staff happy with the new arrangements at work.
c. are staff happy with the new arrangements at work.
d. what staff are happy with the new arrangements at work.
24. The manager came to see me and asked “………….”.
a. What other changes to the working conditions do you think we should make?
b. What other changes to the working conditions you think we should make?
c. If you think we should make other changes to the working conditions?
d. If other changes you think we should make to the working conditions
25. ………………will be a new year party at 8:00 in the evening. It will be held at the Continental Hotel.
a. There b. It c. This d. That

Complete each sentences with the correct form of the word in brackets
26. (EMPLOY) The new salary scheme is to the benefit of all ………….
27. (VARY) The company will increase the ……… of products offered for sale.
28. (PROFIT) It would be more ……… to set up a subsidiary.
29. (FINANCE) HSBC provides …………. Services all over the world.
30. (EXTREME) The figures show an ………….. good year for the company.

SECTION 2: Language use (70 marks)
2.1. Choose ONE suitable word for each sentences from the list below (20 marks)

competition diminish increase management economy
sales reduce measure bear particular
average planned monopoly rate economic

1. Besides essential commodities, people also buy non-essential commodities which provide some …………… personal satisfaction.
2. Utility is related to our decisions about priorities in production, particularly in a centrally ………………… economy.
3. The Vietnamese economy grew by an annual ………….. of 8% between 1991 and 1998.
4. In 1999, …………growth slowed down with a 5% increase in GDP.
5. GDP’s growth ……… stood at 6% in 2000 – 2001 and is projected as 7% this year.
6. Economists …………the services which people provide for financial rewards.
7. Entrepreneurs make decisions on production and …………. the risk of success or failure.
8. ……………among sellers of the same commodities has an influence on its market prices.
9. Most nations hold a ………….. on such essential commodities as electricity and water.
10. The consumer’s desire for a commodity tends to ……………. As he gets more units of that commodity.

2.2 Reading comprehension (30 marks)
Read the passage below and then do the tasks that follow

The number of people working part-time has increased dramatically over the last ten years, not just in Britain but also throughout the European Community. In many cases companies are converting full-time jobs to part time positions. For example, in late 1992 Burtons announced that 1000 full-time shop jobs were to be replaced by up to 3000 part-time posts.

The main difference, of course, between working part-time and working full-time is in the number of hours worked. A part-time employee will work less than the standard opening hours of the company. In some cases two part time employees might job share one full-time job – i.e. they do the work between them.

Employers may prefer part-time staff because the company’s wage bill is reduced. The employer also saves on National Insurance payments if part-time staff earn less than the lower earnings limit. Part-time staff are more flexible. They can be used to cover for absent staff and work extra hours when the company is busy or wants to open longer hours. In addition, part-time staff do not have the same legal rights in employment law as full-time staff unless they work more than 16 hours a week. Those working fewer than eight hours a week can never gain protection. This means they cannot claim for unfair dismissal and do not receive other benefits such as maternity or pension rights.

Circle the correct answer
11. Which of the following suggestions is a suitable title for the passage?
a. Full-time or part-time b. Employing part-time staff
c. Working part-time d. Converting full-time jobs to part-time positions
12. Part-time workers
a. gain the same employment rights as in other European countries.
b. do not get the same benefits as full-time staff in employment.
c. can expect their employers to pay for their training.
d. are not readily available to companies when they need them.
13. The passage suggests
a. British companies tend to employ more staff on a part-time basis.
b. Companies in Britain can grow faster if they increase part-time staff.
c. part-time jobs benefit employees.
d. part-time work enables a person to earn some money and yet have more time for leisure.

What does each of the following underlined word/phrase refer to?
14. “………They can be used to cover for absent staff and work extra hours ……….”(Paragraph 3)
15. “ ……….This means they cannot claim for unfair dismissal and ……” (Paragraph 3)

Which words in the passage mean the following
16. changing from one form to another ………
17. employees do the work between them ………..
18. loss of job ……………

Fill in each blank with ONE suitable word from the passage
19. Working part-time is a useful way of earning some income for those who cannot work ………….(e.g. students, pensioners who want to supplement their pension).
20. He spent all his …………… without thinking about how hard it was for him to make this money.

2.3. Writing (20 marks)
Read this invitation card and write a circular letter to book publishers

INVITATION TO 2002 BOOK FAIR
Youth Cultural Centre
Exhibition of Books in Vietnamese and foreign languages
Free copies of catalogues
Free use of Internet

Publishers from over the country and Oxford University Press
21 – 28 February, 2002

ĐỀ SỐ 3
SECTION 1: Language usage (30 marks)
Circle the best answer

1. I ………..in connection with your letter of 10 November, 2000.
a. am writin b. write c. will write d. have written
2. We …………. both Enterprise 1 & 2, and now are ready for the final exam.
a. have been studying b. studied c. have studied d. had studied
3. John Hartz ………. a lecture when he was interrupted
a. delivered b. had deliverd c. was deliverd d. was delivering
4. We delayed ……….the product because of technical problems
a. being launched b. launching c. launch d.to launch
5. The consultant advised us ……… a subsidiary in the North.
a. to set up b. setting up c. set up d. a & b are correct

6. Thank you, I have passed the exam. Without your help I ………..
a. would have failed b. failed c. would fail d. had failed
7. The receptionist asked Alison …………..
a. that she has made a reservation
b. if she has made a reservation.
c. has she made a reservation.
d. whether she had made a reservation
8. The managing wanted to know…………….
a. how much has their turnover risen.
b. how much their turnover had risen.
c. that how much their turnover had risen.
d. that how much their turnover has risen.
9. In 1999 the P & G spent 30 million pounds ……..research & development.
a. on b. about c. with d.to
10. The turnover showed an increase …………5%.
a. by b. to c. of d. on

11. The demand ………….this product is growing fast.
a. on b. for c. of d. in
12. ……………, we should advertise this job locally.
a. in my opinion b. according to me
c. on my opinion d. according to my opinion
13. All foreign investors must comply ……….. the law on foreign investment.
a. with b. in c. about d. on
14. How long have you been in ………..oil industry?
a. an b. the c. a d. no article

15. ………………smoking is not allowed in the library.
a. a b. the c. an d. no article
16. We are making intensive preparations ……….. the new product can be launched before Tet.
a. in order b. for the purpose c. so that d. in order to
17. The MD ………… is going to retire, has recommended Mr Blake as his successor.
a. who b. that c. who d. ,that
18. The business performance did not improve ………. the appointment of the new MD.
a. when b. until c. since d. where
19. Home sales have shown a strong performance, ……………exports are well below the target.
a. however b. but c. nevertheless d. and

20. ……………we invest more in R & D, we are likely to fall behind our competitors.
a. If b. When c. Unless d. Whether
21. We’ve started a join ………….. program with a Canadian company.
a. project b. firm c. venture d. company
22. With the new pension plans employees can …………. to take early retirement.
a. afford b. allow c. demand d. think
23. The Chief Accountant resigned from the company for …………reasons.
a. personnel b. individual c. personal d. all are correct
24. We’ve spent a large part of our ………on advertising.
a. sharply b. slightly c. steadily d. dramatically
25. We’ve spent a large part of our …………. on advertising.
a. budget b. costs c. expenses d. amount

Complete each sentences with the correct form of the word in brackets
26. (deliver) The price include ………charge.
27. (success) We hope the new product will ………..in the home market.
28. (attend) Why don’t teachers check the ……………of students nowadays?
29. (impression) Most consumers are ………….by our new product.
30. (hard) You should work ……….. to make up for your lack of intelligence.

SECTION 2: Language use (70 marks)
2.1. Choose ONE suitable word for each sentences from the given list below (20 marks)

strictly payment inelastic tends accumulates
reward satisfy study elastic saves
budget capital economic fairly labour

1. The economist is not concerned with the services which people provide for no financial ……….
2. Profit is the surplus which ……….. as a result of productive work.
3. There is always some ……….. involved in financing a business.
4. Commodity of different kinds …………. our wants in different ways.
5. According to the Law of Supply, a rise in prices ………to increase supply
6. Supply is ……….when it can be increased or decreased rapidly in response to market prices.
7. The economist’s method should be ……….. objective and scientific.
8. The ………. reform in Vietnam has achieved remarkable results.
9. Vietnam is not only rich in national resources, but also has an abundance of………..
10. Raising …………. for development is one of Vietnam’s main priorities.

2.2 Reading comprehension (30 marks)
Read the passage below and then do the tasks that follow

Business is a word that is commonly used in many different languages. But exactly what does it mean? The concepts and activities of business have increased in modern times. Traditionally, business simply meant exchange or trade for things people wanted or needed. Today, it has a more technical definition. One definition of business is the production, distribution, and sale of goods and services for a porfit. To examine this definition, we will look at its various parts.

First, production is the creation of services or the changing of materials into products. One example is the conversion of iron or into metal car parts. Next, these products need to be moved from the factory to the market place. This is known as distribution. A car might be moved from a factory in Detroit to a car dealership in Miami.

Third is the sale of goods and services. Sale is the exchange of a product or service for money. A car is sold to someone in exchange for money. Goods are products that people will either need or want. For example cars can be classified as goods. Services, on the other hand, are activities that a person or group performs for another person or organisation. For instance, an auto mechanic performs a service when he repair a car. A doctor also performs a service by taking care of people when they are sick.

Business then is a combination of all these activities: production, distribution and sale. However, there is one other important factor. This factor is the creation of profits or economic surplus. A major role in the functioning of an American business company is making a profit. Profit is the money that remains after all the expenses are paid. Creating an economic surplus or profit is, therefore, a primary goal of business activities.

Circle the correct answer
1. Which of the following suggestions is a suitable title for the passage?
a. What are important factors of business?
b. How are goods produced?
c. What is business?
d. How important is business?
2. Which of the following statements is FALSE?
a. Today business means exchange of goods for money.
b. People produce goods and services.
c. Business involves various activities.
d. Economic surplus is a major element in business.
3. “Today it has a more technical definition”(Paragraph 1). The sentences means
a. It is related to techniques.
b. It is the definition of technology
c. The definition is more specialised
d. The definition refers to a technical subject

The underlined word means
4. “Traditionally, business meant exchange or trade for things…..”(Paragraph 1)
a. According to our traditions b. In the past
c. In traditional terms d. As a custom
5. “………from a factory in Destroit to a car dealership” (Paragraph 2)
a. an exhibition b. a showroom
c. a garage d. a shop

Which words in the passage mean
6. changing
7. carries out
8. usually
9. most important/main

Fill in each blank with ONE suitable word from the passage.
10. Prices play an essential ……….in the market.
11. A close look at various parts of business will help better ……….its definition.

Write short answers to the following questions.
12. What is distribution?
13. Why do people carry out business?

What does the underlined word refer to?
14. “To examine this definition ……” (Paragraph 1)
15. “Today, it has a more technical definition” (Paragraph 1)

2.3 Writing (20 marks)
Write a letter to Mr Nguyen Van Nam, Sales Manager of Coca-Cola Vietnam. 142/B1 Ðien Bien Phu Rd. Binh Thanh ***; HCMC. Arrange a meeting with him on 1 February, at 10:30 in his office. You want to renew the ………. contract.

ĐỀ SỐ 4
SECTION 1: Language usage (30 marks)
Circle the best answer

1. Alison is in the MD’s office. She is …………. for the post of assistant manager.
a. interviewed b. being interviewed c. interviewing d. having interviewed
2. Alison looks happy now. She ……………well at the interview.
a. performed b. had performed c. has performed d. was performed
3. The teacher entered the classroom when some of his students …….fun of the new comer.
a. were making b. made c. were made d. have made
4. The management is considering ……….a new branch in Hanoi.
a. to open b. opening c. open d. being opened
5.This information helps management ……..a final decision on the shortlists for interview.
a. make b. to make c. making d. a & b

6. Thanks for providing the information. I ……….the report without it.
a. did not finish b.would not have finished
c. have not finished d. had not finished
7. The manager wanted to know……
a. if the order had been delivered b. that the order had been deliverd
c. whether the order has been delivered d. had the order been delivered
8. The receptionist asked Alison ………
a. how long she was going to stay. b. that how long she was going to stay.
c. how long are you going to stay. d. that how long she will stay.
9. The head of the department agreed …….. the proposal to expand production.
a. to b. with c. for d. about
10. Unfortunately, there is a decrease ……..2% in profits.
a. by b. on c.in d. of

11. The order………..this product is growing.
a. for b. in c. with d. on
12. …………..sales, the campaign has been successful.
a. According to the terms of b. For the terms of c. In term with d. In term of
13. Cho Lon is one of the biggest wholesalers in Vietnam. It deals ………. a variety of goods.
a. with b. on c.in d. about
14. People are in ……….. business to make profits.
a. no article b. a c. the d. an.
15. ……………advertising campaign has resuted in higher sales for the company.
a. no article b.a c. the d. an

16. The employees should work overtime ……….achieve the company’s objectives.
a. in order that b. in order to c. so that d. for the purpose
17. Coca-Cola ………is one of the largest multinationals, sells 1.6 billion gallons per year.
a. which b. , which c. that d. , that
18. Would you like such an exciting job ………you jump on planes and fly first class around the world.
a. that b. which c. where d. when
19. No company wants to make employees redundant. …………occasionally they have to.
a. and b. but c. however d. nevertheless
20. ……………an investor follows the standard procedures, his application is unlikely to be approved.
a. if b. whether c. unless d. when

21. We ran a summer advertising ………and sales increased steadily.
a. action b. activity c. promotion d. campaign
22. We …….. to send the rest of our staff on training courses next year.
a. think b. suggest c. plan d. consider
23. Changes are being made to the ……….policies of the company.
a. personal b. private c. personnel d. individual
24. Although the market is not growing, I expect sales to increase …….at least until the end of the century.
a. substantially b. on average c. steadily d. fairly
25. Employees have the right to claim their business………..
a. budget b. expenditure c. expenses d. amount

Complete each sentences with the correct of the word in brackets
26. (improve) There was a steady……….in September
27. (succeed) The new product has been a real…..
28. (complain) We should make a ………….to the head office.
29. (impression) The company has…………the market with the latest product.
30. (basic) ………., the project goes as planned.

SECTION 2: Language use (70 marks)
2.1. Choose ONE suitable word for each sentences from the given list below (20 marks)

monopoly fluctuations measures measurable changing
work economic investment labour adjusted
glut affordable available shortage diminish

1. The economist is interested in services which are ……….in terms of money payment.
2. ……….. in prices have a great effect on supply and demand.
3. Natural …………arises when a country has control over natural resources.
4. The consumer’s desire for a commodity will ………as he has more units of that commodity.
5. Over production of any commodity can create difficulties because it can lead to a …….on the market.
6. Supplies of many commodities can generally be ……to suit market conditions.
7. The utility of a commodity is related to the quantity……….to the consumer.
8. Firms located in the Exprot Processing Zone (EPZ) may benefit from cheap ……and lower rent.
9. American ………has increased since the US – Vietnam trade agreement was signed last year.
10. Many experts believe that Vietnam has great ………potential.

2.2 Reading comprehension (30 marks).
Read the passage below and do the tasks that follow

The sale of goods and services is not restricted to local, regional or national markets; it often takes place on an international basis. Nations import goods that they lack or cannot produce as efficiently as other nations, and they export goods that they can produce more efficiently. This exchange of goods and services in the world, or global, is known as international trade. There are three main benefits to this type of exchange.

First international trade makes scarce goods available to nations that need or desire them. When a nation lacks the resources needed to produce goods domestically, it may import them from another country.

Second, international trade allows a nation to specialise in production of those goods for which it is particularly suited. This often results in increased output, decreased costs, and a higher national standard of living. Natural human and technical resources help
determine which product a nation will specialise in.

The third benefit of international trade is its political effects. Nations that trade together develop common interests that may help them overcome political differences. Economic cooperation has been the foundation for many political alliances, such as the European Community, founded in 1957.

International trade has done much to improve global conditions. It enables countries import goods they lack or cannot produce domestically. It allows countries to specialise in certain goods with increased production and decreased prices. Finally, it opens the channels of communication among the nations.

Circle the correct answer
1. Which of the following suggestions is a suitable title of the passage?
a. Why nations trade.
b. How nations trade.
c. When nations trade.
d. What nations trade.
2. Which of the following statements is TRUE?
a. International trade leads to higher costs and living standards.
b. International trade benefits the world economy.
c. International trade does not affect politics.
d. International trade means exporting of goods.
3. “There are three main benefits to be gained from this type of exchange” (Paragraph 1)
a. profits b. advantages c. allowances d. bonuses

The underlined word means
4. “International trade makes scarce goods available to nations……”(Paragraph 2)
a. high quality b. foreign made c. well-known d. not easily purchased
5. “It enables countries to import goods they lack or cannot produce domestically” (Paragraph 5)
a. on their own b. efficiently c. with domestic resources d. cheaply

Which words in the passage mean
6. do not have enough
7. decide
8. shared
9. of the whole world

Fill in each blank with ONE suitable word from the passage.
10. High-tech goods are now readily ……….to the Vietnamese market.
11. Economic growth has helped ……….people’s living conditions.

Write short answers to the following questions.
12. What is international trade?
13. How does international trade affect politics?

What does the underlined word refer to?
14. “This often results in increased output and decreased costs and a higher national standard of living” (Paragraph 3)
15. “Finaly, it opens the channels of communication among nations”(Paragraph 3)

2.3 Writing (20 marks)
Read the following invitation card and then write a circular letter to suppliers.

INVITATION TO YEAR 2001 CONSUMER GOODS FAIR
Invitation Exhibition Centre
Ho Chi Minh City
Display of latest products
February 12 to 14, 2001